TERMS OF SERVICE
Lender Logic | Dooley Advisory LLC
Last Updated: April 15, 2026
Please read these Terms of Service carefully before using lenderlogic.net or purchasing any Lender Logic product. By accessing this website or making a purchase, you agree to be bound by these Terms of Service.
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1. WHO WE ARE
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Lender Logic is a brand name of Dooley Advisory LLC, an Idaho limited liability company ("Lender Logic," "we," "us," or "our"). We publish educational digital resources for business owners related to business credit, 0% introductory APR business credit cards, credit score building, and related financial topics.
Our contact information:
Dooley Advisory LLC d/b/a Lender Logic
Email: [email protected]
Website: lenderlogic.net
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2. EDUCATIONAL PURPOSE AND NOT FINANCIAL ADVICE
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All content published by Lender Logic, including website content, digital guides, PDF downloads, email communications, and any other materials, is provided for educational and informational purposes only.
Nothing on lenderlogic.net or in any Lender Logic product constitutes legal advice, financial advice, investment advice, tax advice, or any other form of professional advisory service. Lender Logic is not a licensed financial advisor, attorney, credit counselor, or investment advisor.
The information we provide describes general strategies, concepts, and frameworks related to business credit. Your individual financial situation, creditworthiness, and results will vary. We make no guarantee that any strategy, approach, or product described in our materials will produce any specific result for you.
Before making any financial decision, you should consult a qualified financial advisor, attorney, or other licensed professional appropriate to your situation.
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3. ELIGIBILITY
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You must be at least 18 years of age and capable of entering into a binding agreement under applicable law to use this website or purchase any Lender Logic product. By using this website, you represent and warrant that you meet these requirements.
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4. DIGITAL PRODUCTS AND PURCHASES
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Lender Logic sells digital educational products delivered as downloadable files, primarily in PDF format. When you purchase a product, you receive a non-exclusive, non-transferable license to use the product for your own personal or business educational purposes.
Instant Delivery: All digital products are delivered electronically after purchase is confirmed. You will receive a download link via email at the address you provide at checkout.
No Physical Shipment: Digital products are not physical goods. There is nothing to ship and no physical delivery will occur.
Product Access: You are responsible for downloading and saving your purchased products. Lender Logic is not responsible for products lost due to incorrect email addresses provided at checkout, spam filters, or failure to download within any access window.
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5. REFUND POLICY
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We offer a 30-day money-back guarantee on all Lender Logic digital products. If you purchase a product and find that the content does not deliver the value described on the product page, contact us at [email protected] within 30 days of your purchase date and we will issue a full refund to your original payment method.
To request a refund, email [email protected] with your name, the product purchased, your purchase date, and a brief description of your concern. We will process qualifying refund requests within 5 to 10 business days.
Refunds will not be issued after 30 days from the purchase date under any circumstances.
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6. INTELLECTUAL PROPERTY AND LICENSE
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All content published by Lender Logic, including but not limited to digital guides, PDF documents, website text, graphics, logos, and email content, is the proprietary intellectual property of Dooley Advisory LLC and is protected by applicable copyright, trademark, and other intellectual property laws.
When you purchase a Lender Logic product, you receive a limited, personal, non-exclusive, non-transferable license to use the product for your own educational and business purposes. This license does not permit you to:
Reproduce, copy, or duplicate any Lender Logic product in whole or in part for distribution to others.
Resell, sublicense, or transfer any Lender Logic product to any third party.
Publish, share publicly, post online, or distribute any Lender Logic product through any channel without written permission from Dooley Advisory LLC.
Use any Lender Logic product to create competing educational materials or products.
Sharing a purchased guide with a business partner who participates in the same business for which the guide was purchased is permitted. Any other sharing, distribution, or reproduction is a violation of these Terms of Service and may result in legal action.
If you wish to use Lender Logic content for any commercial or educational purpose beyond personal use, contact us at [email protected] to discuss licensing arrangements.
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7. PROHIBITED CONDUCT
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You agree not to use lenderlogic.net or any Lender Logic product in any way that:
Violates any applicable law, regulation, or third-party right.
Involves the unauthorized reproduction or distribution of copyrighted material.
Involves providing false or misleading information to obtain a refund, product, or other benefit.
Attempts to gain unauthorized access to any part of our website, systems, or data.
Involves using any Lender Logic product to provide professional financial, legal, or credit advice to third parties as if it were your own proprietary material.
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8. DISCLAIMERS AND LIMITATIONS OF LIABILITY
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Lender Logic products and website content are provided "as is" without warranties of any kind, express or implied. We do not warrant that:
The information in our products is complete, accurate, or current at any given time. Financial products, lender policies, and credit regulations change. Always verify current terms directly with any lender before taking action.
Any strategy, approach, or framework described in our products will produce any specific result for you. Results depend on your individual credit profile, financial situation, lender decisions, and many other factors outside our control.
The website will be available at all times, free from errors, or free from viruses or other harmful components.
To the fullest extent permitted by applicable law, Dooley Advisory LLC and its owners, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of lenderlogic.net or any Lender Logic product, including but not limited to lost profits, lost data, credit damage, or financial loss, even if we have been advised of the possibility of such damages.
Our total liability to you for any claim arising out of or related to these Terms of Service or your use of any Lender Logic product shall not exceed the amount you paid for the product giving rise to the claim.
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9. THIRD-PARTY LINKS AND SERVICES
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Our website and products may contain links to third-party websites, lenders, vendors, or services. These links are provided for informational purposes only. Lender Logic does not endorse, control, or take responsibility for the content, privacy practices, or actions of any third-party website or service.
Lender Logic may receive compensation through affiliate relationships with certain products or services referenced in our materials. Where applicable, this will be disclosed.
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10. PRIVACY
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Your use of lenderlogic.net is also governed by our Privacy Policy, which is incorporated into these Terms of Service by reference. Our Privacy Policy is available at lenderlogic.net/privacy-policy.
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11. GOVERNING LAW AND DISPUTE RESOLUTION
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These Terms of Service are governed by the laws of the State of Idaho, without regard to its conflict of law provisions.
Any dispute arising out of or relating to these Terms of Service or your use of any Lender Logic product that cannot be resolved informally shall be submitted to binding arbitration in accordance with the rules of the American Arbitration Association. Arbitration shall take place in Idaho. The decision of the arbitrator shall be final and binding.
You agree that any claim must be brought in your individual capacity and not as a plaintiff or class member in any class action proceeding.
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12. CHANGES TO THESE TERMS
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We reserve the right to update or modify these Terms of Service at any time. When we do, we will update the "Last Updated" date at the top of this page. Your continued use of lenderlogic.net after any changes constitutes your acceptance of the updated Terms of Service.
We encourage you to review these Terms of Service periodically.
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13. ENTIRE AGREEMENT
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These Terms of Service, together with our Privacy Policy, constitute the entire agreement between you and Dooley Advisory LLC with respect to your use of lenderlogic.net and any Lender Logic product, and supersede all prior agreements and understandings.
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14. CONTACT US
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If you have questions about these Terms of Service, contact us at:
Dooley Advisory LLC d/b/a Lender Logic
Email: [email protected]
Website: lenderlogic.net