Find out exactly what your business qualifies for.
In minutes. No commitment.

0% Capital

0% Business Credit Card Lines

Interest-free working capital for 9 to 15 months. No collateral required. Approved primarily on personal credit profile. The lowest-cost capital available to most business owners.

Predictable Payments

Term Loans

Fixed monthly payments and defined repayment periods. Predictable cost of capital for longer-horizon investments where a clear payoff timeline exists.

On-Demand Access

Business Lines of Credit

Revolving access to capital you draw on as needed. Pay interest only on what you use. Ideal for working capital, seasonal gaps, and recurring operating expenses.

Complete the application.

Basic business and personal information. Takes a few minutes. Soft pull only with no impact to your credit score.

See your prequalified options.

Real options matched to your credit profile and business history. No guesswork. No vague ranges.

Choose what works for you.

No commitment at prequalification. Move forward only if the options make sense for your business right now.

Will this affect my credit score?

No. The prequalification uses a soft pull only. A hard inquiry only occurs if you choose to move forward with a specific funding option after reviewing your prequalified results.

What FICO score do I need to prequalify?

Options are available across a range of credit profiles. The specific products and amounts available to you will depend on your personal credit score, time in business, and documented revenue. Complete the application to see what your specific profile qualifies for.

How is this different from buying a Lender Logic guide?

The guides are the do-it-yourself path. They give you the knowledge to build your own 0% credit card stack, select the right issuers, and manage the process yourself. The prequalification is the done-for-you path. You submit your information and see what you qualify for without doing the research yourself. Both paths lead to the same destination -- the right one depends on how you prefer to work.

Is Lender Logic a lender?

No. Lender Logic is a business credit education company. The prequalification application is processed through our funding partner network. Lender Logic does not make credit decisions or issue loans or credit lines directly.